Address
195 Summerset Drive, PUNTA GORDA, FL
Price
$ 399,900
Property Attributes
- MLS#C7530166
- TypeSingle Family
- Listing Status Active
- CountyCharlotte
- CityPUNTA GORDA
- AreaPunta Gorda
- NeighborhoodPEACE RIVER SHORES
- Zip33982
- StyleFlorida Key West
- Year Built1988
- Taxes$ 684
- Price$ 399,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1408
- Lot Size0.53 Acres
Data Source:
Stellar MLS
Property Description
TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!
| Elementary School | Middle School | High School |
|---|---|---|
| East Elementary Elementary School | Punta Gorda Middle Middle School | Charlotte High High School |
| Price History | |
|---|---|
| 9/7/2026 | Listed $399,900 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Cable Available,Electricity Connected,Street Lights |
| Roof | Metal |
| Appliances | Cooktop,Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator |
| Zoning | RSF3.5 |
| HOA Fee | 100 |
| Garage Spaces | 1 |
| Patio/Porch Features | Covered,Enclosed,Other,Rear Porch,Screened |
| Architectural Style | Florida,Key West |
| Construction Materials | Block,Stucco,Wood Frame |
| Pets Allowed | Yes |
| Year Built | 1988 |
| View | Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Waterfront Features | Canal - Saltwater |
| Community Features | Community Boat Ramp,River,Clubhouse,Golf Carts OK |
| Assoc Fee Paid Per | Annually |
| County | Charlotte |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | PEACE RIVER SHORES |
| Facing Direction | Northeast |
| Garage Y/N | true |
| Other Structures | Gazebo,Shed(s) |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Active |
| Directions | Take US-41 South toward Punta Gorda. Turn left onto US-17 South toward Arcadia. Continue on US-17 for several miles. Turn right onto Bermont Road/CR-64. Turn onto Summerset Drive in the Peace River Shores area. Continue on Summerset Drive to 195 Summerset Dr. |
| High School | Charlotte High |
| City | PUNTA GORDA |
| Association Name | Peace River Shores HOA |
| Senior Community Y/N | false |
| MLS Area | 33982 - Punta Gorda |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 22900 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Spa Features | Above Ground,Heated |
| Elementary School | East Elementary |
| Land Lease Y/N | false |
| Tax Annual Amount | 684.42 |
| Middle/Junior High School | Punta Gorda Middle |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/C7530166 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 127 |
| Legal Description | PRS 003 0001 0127 PEACE RIVER SHORES UN 3 BLK 1 LTS 127 & 128 113/409 663/501 851/287 1184/2189 4793/81 PRS 003 0001 0126 PEACE RIVER SH UN 3 BLK 1 NW 1/2 LT 126 320/481 DC544/400 576/1977 770/1393 800/1271 REV/POA1559/356 DC1569/109(LW) POA1571/1083 1990/1937 2 |
| Water View | Canal |
| Water Access Type | Canal - Brackish,Gulf/Ocean,Gulf/Ocean to Bay,River |
| Pet Size Limit | Extra Large (101+ Lbs.) |
| Minimum Lease | 1-7 Days |
| Water Access Y/N | true |
| Monthly HOA Amount | 8.33 |
| Water View Y/N | true |
| Flood Zone Code | AE* |
| In Law Suite YN | false |
| DockY/N | true |
Interior Features
| Interior Amenities | Cathedral Ceiling(s),Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Solid Surface Counters,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments |
|---|---|
| Flooring | Luxury Vinyl |
| Furnished Y/N | Unfurnished |
| Fireplace Features | Electric,Family Room |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Laundry Features | Inside,Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Garden,Hurricane Shutters,Irrigation System,Lighting,Rain Gutters,Sliding Doors |
|---|---|
| Vegetation | Fruit Trees,Mature Landscaping,Trees/Landscaped |
| Fencing | Chain Link,Fenced,Other |
| Parking Features | Driveway,Oversized,RV Parking |
| Lot Features | Cleared,Landscaped,Oversized Lot |
| Water Source | Well |
| Lot Size Area | 22900 |
| Foundation Details | Slab |
| Spa | true |
| Building Area Total | 1932 |
| Lot Dimensions | 80 x 229 |
| Lot Size Acres | 0.53 |
| Road Surface Type | Paved |
| Private Pool | false |
| Waterfront Y/N | true |
| Covered Spaces | 1 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33982
Price
Taxes
Year Built
In The Neighborhood
Just Listed
PUNTA GORDA
$ 449,900
1112 Cynwyd Lane
Punta Gorda, FL 33982
- Type
- Single Family
- Size
- 1,931 SqFt
- Rooms
- 4 Beds + 3 Baths
PUNTA GORDA
$ 274,875
189 Dahoon Boulevard
Punta Gorda, FL 33982
- Type
- Single Family
- Size
- 1,376 SqFt
- Rooms
- 2 Beds + 2 Baths
PUNTA GORDA
$ 225,000
29142 Oat Street
Punta Gorda, FL 33982
- Type
- Single Family
- Size
- 1,438 SqFt
- Rooms
- 2 Beds + 2 Baths
PUNTA GORDA
$ 379,500
30 Success Drive
Punta Gorda, FL 33982
- Type
- Single Family
- Size
- 1,600 SqFt
- Rooms
- 3 Beds + 2 Baths
PUNTA GORDA
$ 650,000
569 Rio Vista Avenue
Punta Gorda, FL 33982
- Type
- Single Family
- Size
- 2,038 SqFt
- Rooms
- 3 Beds + 2 Baths
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 15, 2026 8:53 AM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 15, 2026 8:45 AM UTC
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
